- Loan Application
- Signed most recent year tax return
- Summary of work to be completed (if applicable)
- 2 months most recent bank statements
- 2 most recent pay stubs (if applicable)
- Rent rolls and copies of all rental agreements (if applicable)
- Form 4506-T
- Personal Financial Statement (We will provide form)
- Borrowers Credit Authorization form (We will provide form)
- Title Policy (obtained by borrower’s attorney) insuring marketable title
- Signed purchase & sales agreement
- Hazard insurance binder
- Current year property tax statement showing taxes paid in full through closing
- Appraisal (obtained by us paid by borrower)
- Borrower’s counsel’s opinion letter
- Voided check to set up ACH payments
- Articles of Incorporation/Organization
- Corporate / LLC resolution authorizing the loan, and the officer(s) authorized to execute the loan documents
- Corporate bylaws or LLC Operating Agreement (resolution required)
- Certificate of Legal Existence
- Copies of Partnership / Trust Agreement